SCREWED BY THE GOVERNMENT AGAIN...CLUNKER BILL CHEATING CAR DEALERS AND CONSUMERS ALREADY IN FIRST WEEK, MONEY RAN OUT!

As expected, another government fiasco in the first week of a new program referred to as the "CASH FOR CLUNKERS" special program. You know what it is....another government stupid program.

Of course it is not able to be administered, and it was a farce. Dealers and consumers are apparently already stiffed due to the fact that it was to operate till November while the money has already run out.

Dealers have unprocessed cars, unprocessed deals and have often had to cancel sold deals due to government ineptness.

And this program only was a tiny one time $1 billion deal. Imagine the $1 trillion the government wants to manage on your health care.....!!!!! YIKES!!!!!!!

Stupid is as stupid does!

As I saw the reports of this latest screwing by the government of dealers and consumers, I passed by a new CADILLAC car dealership that was opened just a few years ago in my town.

It was really a very good looking business and it replaced a decrepit old and abandoned factory building that was an eyesore for years.

The site was purchased by an independent businessman, an owner of several other dealerships and was quite an improvement in our town. he invested MILLIONS into the land and building, the manpower and the related costs to start this business.

In the last two months GM "GOVERNMENT MOTORS" TOLD HIM THAT THEY WERE CANCELING HIS DEALERSHIP as part of the reduction of 1,500 Cadillac dealers down to 500 nationwide.

Thanks Mr. Obama....your ineptness will result in 50 people losing their jobs and the entrepreneur losing millions! Furthermore our town will have an abandoned building right in the center of town near its entrance.

Welcome to our town, "THIS BUSINESS IS CLOSED TANKS TO THE GOVERNMENT TAKEOVER OF GM."

Screwed twice: first closing of the dealership, and second by not allowing a clunker to be taken in trade.

GM, PLEASE FILE FOR REORGANIZATION AND STOP BURNING THROUGH OUR MONEY, PLEASE! NOTE TO GOVERNMENT, BUY SOME OTHER STOCK INSTEAD, NOT GM STOCK FOR ME!

GENERAL MOTORS is burning through OUR money, it announced today. Nice going GM, it burned through $10 BILLION or so, out of the $15 BILLION it received.

Now over the years I have done my part in helping GM by buying their cars, practically resisting buying "foreign" cars, even those made in the USA by the "foreign" companies employing thousands of Americans right here in the good ole USA. I wanted to help American companies.

Let's see if I can remember my list of GM cars over the years ( I have also bought my share of other American cars too, including Fords, Lincolns, Chryslers, Mercurys and Dodge): 6 Cadillacs of every type (one of them a stretch limo bought from the dealer who used it as a model car with 100 miles on it even though it was 3 years old at the time), 5 Pontiacs, 1 Chevy G20 Conversion Van with custom captain chairs ( when those were the rage) and even 1 Chevy Vega purchased for my mom (remember those cars?). There may have been another one somewhere but I just can't remember it.

So I have done my part, what else could I do personally for GM.

I stopped buying GM cars after the local dealership shafted me on servicing my Van, and I never went back for any GM automobile. Writing a complaint letter to the factory, I received no reply, so I was finished with GM. I thought that after all that money I spent, it would be nice if they sent me a $10 off coupon for an oil change for instance, but no, GM could care less that I bought no less than 13 cars from them; I deserved nothing for that loyalty.

So I became loyal no more.

Could this be the story of other GM customers? Probably not, I'm sure that nobody else ever had my similar experience with GM, that's why they are now so popular, NOT!

Now GM is getting the shaft from the government, from its customers and from the stock market, that it deserves. Like every business, it has management to blame, and nobody else, and it needs to sink or swim within the marketplace, not being propped up by my TAX money.

So why is it that I/WE have to bail out this company, with our TAX money? Why?

There are over 1,500 different car models to choose, most of which are not being made with my tax money.

PLEASE GM, STOP BURNING THOUGH MY MONEY AND FILE FOR THE REORGANIZATION so that the pain of paying $75/hour for your employee costs is not MY PROBLEM!

ALSO, PLEASE DO NOT LET THE GOVERNMENT START MAKING GM CARS (GOVERNMENT MOTORS)..PLEASE SAVE US.

General Motors Corp said it burned through $10.2 billion in the first quarter as it failed to cut costs fast enough to offset a sharp decline in global sales and was kept afloat by a federal bailout.

Revenue dropped by almost half to $22.4 billion as the company cut production by about 900,000 vehicles and tried to run down costly inventories on dealer lots in the United States and Europe.

Chief Financial Officer Ray Young said there was evidence consumers were scared away from GM cars and trucks because of concern the automaker was headed for bankruptcy.

"You could not offset the revenue implosion that we experienced here," Young told reporters following release of the quarterly results on Thursday.

He said GM still hoped to complete a debt restructuring out of court but was ready for bankruptcy if that proved necessary. He said GM was pressing ahead with contingency plans for a quick bankruptcy process, drawing on the experience of Chrysler LLC, which filed for bankruptcy last week.

"We are very very cognizant of this issue of revenue perishability and how consumers react to the threat of bankruptcy," Young said.

"So that's from our perspective the importance of avoiding bankruptcy at all costs. But if we have to go through a bankruptcy, the importance of doing it quickly -- get in and out very very quickly -- in order to alleviate the concerns of consumers," he said.

Young said GM would make a decision at the end of this month on whether an offer to extinguish $24 billion in bond debt in exchange for new shares had garnered enough support for the company to avoid a bankruptcy filing.

GM lost market share in the quarter as its global sales fell 28 percent, compared with an industry wide decline of 21 percent.

DEADLINE LOOMS

GM posted a first-quarter net loss of $6 billion, compared with a loss of $3.3 billion a year earlier.

Excluding $73 million of one-time net charges, it lost $9.66 per share. That was within the wide range of analysts' expectations.

GM is facing a government-imposed June 1 deadline to reach agreements to overhaul its operations and cut more than $40 billion in debt. To date, the company has taken $15.4 billion in emergency loans from the U.S. Treasury.

The first quarter was also marked by GM's failure to win federal backing for a turnaround plan that the U.S. autos task force concluded was too slow-moving to succeed.

The Obama administration ousted Rick Wagoner as GM chief executive at the end of the quarter.

Creditors have been looking beyond GM's results, focusing instead on whether it succeeds in winning debt concessions from its bondholders and the United Auto Workers union.

The automaker said on Thursday that it had not yet reached the deal it needs with the UAW.

It also said the Treasury had not yet agreed to convert half of the loans it has extended to GM into stock in a restructured company, as the automaker has proposed.

Young said GM was back in talks with union representatives this week and was ready to negotiate around the clock to reach a settlement.

The UAW faces pressure to accept GM stock in exchange for about $10 billion the union is owed for a trust fund for retiree health care. That would give the union a 39 percent stake in the restructured company. That's nice, they get to own the company stock now as probably its biggest stockholder. What will those wage negotiation be like now?

Under the restructuring plan GM detailed last month, the government would own a majority stake, effectively nationalizing the 100-year-old Detroit-based automaker.

Hello, big brother, I do not want to buy GM stock, why are you buying it for me, NO, NO!

GM shares rose to $1.72 in pre-market trading, up from a close at $1.66 on Wednesday.

How much is the government buying MY stock for?

Please buy some Microsoft, or Apple or maybe Toyota instead?

TARP FUNDS CREATING A HOUSE OF CARDS FOR 555 FINANCIAL INSTITUTIONS!

The latest report of the TARP funds, or otherwise known as the HOUSE OF CARDS bailout program is detailed below. Most financial institutions have received capital infusions via the Treasury’s Capital Assistance Program, a bank-share purchase program intended to restore confidence in banks and get them to lend. This program is funded with $250 billion of the $700 billion Troubled Assets Relief Program authorized by Congress in October 2008 via the Emergency Economic Stabilization Act. Below, see a list of participating companies.

As you may recall, the going joke was that we all need to re-incorporate as banks so that we could all get the TARP money.

Company	Capital	Capital Repayment Announced
1st Constitution Bancorp	$12,000,000	3/31/2009
1st Enterprise Bank	$4,400,000	3/31/2009
1st FS Corporation	$16,369,000	3/31/2009
1st Source Corporation	$111,000,000	3/31/2009
1st United Bancorp, Inc.	$10,000,000	3/31/2009
AB&T Financial Corporation	$3,500,000	3/31/2009
Adbanc, Inc.	$12,720,000	3/31/2009
Alarion Financial Services, Inc.	$6,514,000	3/31/2009
Alaska Pacific Bancshares, Inc.	$4,781,000	3/31/2009
Alliance Financial Corporation	$26,918,000	3/31/2009
Alpine Banks of Colorado	$70,000,000	3/31/2009
AMB Financial Corp.	$3,674,000	3/31/2009
AmeriBank Holding Company	$2,492,000	3/31/2009
American Express Company	$3,388,890,000	3/31/2009
American State Bancshares, Inc.	$6,000,000	3/31/2009
Ameris Bancorp	$52,000,000	3/31/2009
AmeriServ Financial, Inc.	$21,000,000	3/31/2009
Anchor BanCorp Wisconsin Inc.	$110,000,000	3/31/2009
Annapolis Bancorp, Inc.	$8,152,000	3/31/2009
Associated Banc-Corp	$525,000,000	3/31/2009
Avenue Financial Holdings, Inc.	$7,400,000	3/31/2009
BancIndependent, Inc.	$21,100,000	3/31/2009
Bancorp Rhode Island, Inc.	$30,000,000	3/31/2009
BancPlus Corporation	$48,000,000	3/31/2009
BancStar, Inc.	$8,600,000	3/31/2009
BancTrust Financial Group, Inc.	$50,000,000	3/31/2009
Bank of America Corporation	$15,000,000,000	3/31/2009
Bank of America Corporation	$10,000,000,000	3/31/2009
Bank of Commerce	$3,000,000	3/31/2009
Bank of Commerce	$17,000,000	3/31/2009
Bank of George	$2,672,000	3/31/2009
Bank of MarinBancorp	$28,000,000	3/31/2009
Bank of New York Mellon Corporation	$3,000,000,000	3/31/2009
Bank of North Carolina	$31,260,000	3/31/2009
Bank of the Carolinas Corporation	$13,179,000	3/31/2009
Bank of the Ozarks, Inc.	$75,000,000	3/31/2009
Bankers’ Bank of the West Bancorp, Inc.	$12,639,000	3/31/2009
BankFirst Capital Corporation	$15,500,000	3/31/2009
BankGreenville	$1,000,000	3/31/2009
Banner Corporation	$124,000,000	3/31/2009
Banner County Ban Corporation	$795,000	3/31/2009
Bar Harbor Bankshares/Bar Harbor Bank & Trust	$18,751,000	3/31/2009
BB&T Corp.	$3,133,640,000	3/31/2009
BCB Holding Company, Inc.	$1,706,000	3/31/2009
BCSB Bancorp, Inc.	$10,800,000	3/31/2009
Beach Business Bank	$6,000,000	3/31/2009
Berkshire Hills Bancorp, Inc.	$40,000,000	3/31/2009
Bern Bancshares, Inc.	$985,000	3/31/2009
Blackhawk Bancorp, Inc.	$10,000,000	3/31/2009
Blue Ridge Bancshares, Inc.	$12,000,000	3/31/2009
Blue River Bancshares, Inc.	$5,000,000	3/31/2009
Blue ValleyBan Corp.	$21,750,000	3/31/2009
BNB Financial Services Corporation	$7,500,000	3/31/2009
BNC Financial Group, Inc.	$4,797,000	3/31/2009
BNCCORP, Inc.	$20,093,000	3/31/2009
BOH Holdings, Inc.	$10,000,000	3/31/2009
Boston Private Financial Holdings, Inc.	$154,000,000	3/31/2009
Bridge Capital Holdings	$23,864,000	3/31/2009
Bridgeview Bancorp, Inc.	$38,000,000	3/31/2009
Broadway Financial Corporation	$9,000,000	3/31/2009
Butler Point, Inc.	$607,000	3/31/2009
C&F Financial Corporation	$20,000,000	3/31/2009
Cache Valley Banking Company	$4,767,000	3/31/2009
Cadence Financial Corporation	$44,000,000	3/31/2009
California Bank of Commerce	$4,000,000	3/31/2009
California Oaks State Bank	$3,300,000	3/31/2009
Calvert Financial Corporation	$1,037,000	3/31/2009
CalWest Bancorp	$4,656,000	3/31/2009
Capital Bancorp, Inc.	$4,700,000	3/31/2009
Capital Bank Corporation	$41,279,000	3/31/2009
Capital Commerce Bancorp, Inc.	$5,100,000	3/31/2009
Capital One Financial Corporation	$3,555,199,000	3/31/2009
Capital Pacific Bancorp	$4,000,000	3/31/2009
Carolina Bank Holdings, Inc.	$16,000,000	3/31/2009
Carolina Trust Bank	$4,000,000	3/31/2009
Carrollton Bancorp	$9,201,000	3/31/2009
Carver Bancorp, Inc.	$18,980,000	3/31/2009
Cascade Financial Corporation	$38,970,000	3/31/2009
Cathay General Bancorp	$258,000,000	3/31/2009
Catskill Hudson Bancorp, Inc.	$3,000,000	3/31/2009
CBB Bancorp	$2,644,000	3/31/2009
CBS Banc-Corp.	$24,300,000	3/31/2009
Cecil Bancorp, Inc.	$11,560,000	3/31/2009
CedarStone Bank	$3,564,000	3/31/2009
Center Bancorp, Inc.	$10,000,000	3/31/2009
Center Financial Corporation	$55,000,000	3/31/2009
Centerstate Banks of Florida Inc.	$27,875,000	3/31/2009
Centra Financial Holdings, Inc./Centra Bank, Inc.	$15,000,000	3/31/2009
Central Bancorp, Inc.	$22,500,000	3/31/2009
Central Bancorp, Inc.	$10,000,000	3/31/2009
Central Bancshares, Inc.	$5,800,000	3/31/2009
Central Community Corporation	$22,000,000	3/31/2009
Central Federal Corporation	$7,225,000	3/31/2009
Central Jersey Bancorp	$11,300,000	3/31/2009
Central Pacific Financial Corp.	$135,000,000	3/31/2009
Central Valley Community Bancorp	$7,000,000	3/31/2009
Central Virginia Bankshares, Inc.	$11,385,000	3/31/2009
Centrix Bank & Trust	$7,500,000	3/31/2009
Centrue Financial Corporation	$32,668,000	3/31/2009
CIT Group Inc.	$2,330,000,000	3/31/2009
Citigroup Inc.	$25,000,000,000	3/31/2009
Citizens & Northern Corporation	$26,440,000	3/31/2009
Citizens Bancorp	$10,400,000	3/31/2009
Citizens Bancshares Corporation	$7,462,000	3/31/2009
Citizens Bank & Trust Company	$2,400,000	3/31/2009
Citizens Commerce Bancshares, Inc.	$6,300,000	3/31/2009
Citizens Community Bank	$3,000,000	3/31/2009
Citizens First Corporation	$8,779,000	3/31/2009
Citizens Republic Bancorp, Inc.	$300,000,000	3/31/2009
Citizens South Banking Corporation	$20,500,000	3/31/2009
City National Bancshares Corporation	$9,439,000	3/31/2009
City National Corporation	$400,000,000	3/31/2009
Clover Community Bankshares, Inc.	$3,000,000	3/31/2009
Coastal Banking Company, Inc.	$9,950,000	3/31/2009
CoBiz Financial Inc.	$64,450,000	3/31/2009
Codorus Valley Bancorp, Inc.	$16,500,000	3/31/2009
ColoEast Bankshares, Inc.	$10,000,000	3/31/2009
Colonial American Bank	$574,000	3/31/2009
Colony Bankcorp, Inc.	$28,000,000	3/31/2009
Columbia Banking System, Inc.	$76,898,000	3/31/2009
Columbine Capital Corp.	$2,260,000	3/31/2009
Comerica Inc.	$2,250,000,000	3/31/2009
Commerce National Bank	$5,000,000	3/31/2009
Commonwealth Business Bank	$7,701,000	3/31/2009
Community 1st Bank	$2,550,000	3/31/2009
Community Bancshares of Kansas, Inc.	$500,000	3/31/2009
Community Bank of the Bay	$1,747,000	3/31/2009
Community Bankers Trust Corporation	$17,680,000	3/31/2009
Community Business Bank	$3,976,000	3/31/2009
Community Financial Corporation	$12,643,000	3/31/2009
Community First Bancshares Inc.	$20,000,000	3/31/2009
Community First Bancshares, Inc.	$12,725,000	3/31/2009
Community First Inc.	$17,806,000	3/31/2009
Community Holding Company of Florida, Inc.	$1,050,000	3/31/2009
Community Investors Bancorp, Inc.	$2,600,000	3/31/2009
Community Partners Bancorp	$9,000,000	3/31/2009
Community Trust Financial Corporation	$24,000,000	3/31/2009
Community West Bancshares	$15,600,000	3/31/2009
Congaree Bancshares, Inc.	$3,285,000	3/31/2009
Corning Savings and Loan Association	$638,000	3/31/2009
Country Bank Shares, Inc.	$7,525,000	3/31/2009
Crazy Woman Creek Bancorp, Inc.	$3,100,000	3/31/2009
Crescent Financial Corporation	$24,900,000	3/31/2009
Crosstown Holding Company	$10,650,000	3/31/2009
CSRA Bank Corp.	$2,400,000	3/31/2009
CVB Financial Corp.	$130,000,000	3/31/2009
D.L. Evans Bancorp	$19,891,000	3/31/2009
DeSoto County Bank	$1,173,000	3/31/2009
Dickinson Financial Corporation	$146,053,000	3/31/2009
Discover Financial Services	$1,224,558,000	3/31/2009
DNB Financial Corporation	$11,750,000	3/31/2009
Eagle Bancorp, Inc.	$38,235,000	3/31/2009
East West Bancorp	$306,546,000	3/31/2009
Eastern Virginia Bankshares, Inc.	$24,000,000	3/31/2009
ECB Bancorp, Inc./East Carolina Bank	$17,949,000	3/31/2009
Emclaire Financial Corp.	$7,500,000	3/31/2009
Encore Bancshares Inc.	$34,000,000	3/31/2009
Enterprise Financial Services Corp.	$35,000,000	3/31/2009
Equity Bancshares, Inc.	$8,750,000	3/31/2009
Exchange Bank	$43,000,000	3/31/2009
F & M Bancshares, Inc.	$4,609,000	3/31/2009
F & M Financial Corporation	$17,000,000	3/31/2009
F&M Financial Corporation	$17,243,000	3/31/2009
F.N.B. Corporation	$100,000,000	3/31/2009
Farmers & Merchants Bancshares, Inc.	$11,000,000	3/31/2009
Farmers & Merchants Financial Corporation	$442,000	3/31/2009
Farmers Bank	$8,752,000	3/31/2009
Farmers Capital Bank Corporation	$30,000,000	3/31/2009
Farmers State Bankshares, Inc.	$700,000	3/31/2009
FCB Bancorp, Inc.	$9,294,000	3/31/2009
FFW Corporation	$7,289,000	3/31/2009
Fidelity Bancorp, Inc.	$7,000,000	3/31/2009
Fidelity Financial Corporation	$36,282,000	3/31/2009
Fidelity Southern Corporation	$48,200,000	3/31/2009
Fifth Third Bancorp	$3,408,000,000	3/31/2009
Financial Institutions, Inc.	$37,515,000	3/31/2009
Financial Security Corporation	$5,000,000	3/31/2009
First American International Corp.	$17,000,000	3/31/2009
First Bancorp	$65,000,000	3/31/2009
First Bancorp	$400,000,000	3/31/2009
First BancTrust Corporation	$7,350,000	3/31/2009
First Bank of Charleston, Inc.	$3,345,000	3/31/2009
First Bankers Trustshares, Inc.	$10,000,000	3/31/2009
First Banks, Inc.	$295,400,000	3/31/2009
First Busey Corporation	$100,000,000	3/31/2009
First Business Bank, N.A.	$2,211,000	3/31/2009
First California Financial Group, Inc.	$25,000,000	3/31/2009
First Capital Bancorp, Inc.	$10,958,000	3/31/2009
First Choice Bank	$2,200,000	3/31/2009
First Citizens Banc Corp.	$23,184,000	3/31/2009
First Colebrook Bancorp, Inc.	$4,500,000	3/31/2009
First Community Bank Corporation	$10,685,000	3/31/2009
First Community Bankshares Inc.	$41,500,000	3/31/2009
First Community Corporation	$11,350,000	3/31/2009
First Defiance Financial Corp.	$37,000,000	3/31/2009
First Express of Nebraska, Inc.	$5,000,000	3/31/2009
First Federal Bancshares of Arkansas, Inc.	$16,500,000	3/31/2009
First Financial Bancorp	$80,000,000	3/31/2009
First Financial Holdings Inc.	$65,000,000	3/31/2009
First Financial Service Corporation	$20,000,000	3/31/2009
First Gothenburg Bancshares, Inc.	$7,570,000	3/31/2009
First Horizon National Corporation	$866,540,000	3/31/2009
First Intercontinental Bank	$6,398,000	3/31/2009
First Litchfield Financial Corporation	$10,000,000	3/31/2009
First M&F Corporation	$30,000,000	3/31/2009
First Manitowoc Bancorp, Inc.	$12,000,000	3/31/2009
First Market Bank, FSB	$33,900,000	3/31/2009
First Menasha Bancshares, Inc.	$4,797,000	3/31/2009
First Merchants Corporation	$116,000,000	3/31/2009
First Midwest Bancorp, Inc.	$193,000,000	3/31/2009
First National Corporation	$13,900,000	3/31/2009
First NBC Bank Holding Company	$17,836,000	3/31/2009
First Niagara Financial Group	$184,011,000	3/31/2009
First Northern Community Bancorp	$17,390,000	3/31/2009
First PacTrust Bancorp, Inc.	$19,300,000	3/31/2009
First Place Financial Corp.	$72,927,000	3/31/2009
First Priority Financial Corp.	$4,579,000	3/31/2009
First Reliance Bancshares, Inc.	$15,349,000	3/31/2009
First Resource Bank	$2,600,000	3/31/2009
First Security Group, Inc.	$33,000,000	3/31/2009
First Sound Bank	$7,400,000	3/31/2009
First Southern Bancorp, Inc.	$10,900,000	3/31/2009
First Southwest Bancorporation, Inc.	$5,500,000	3/31/2009
First State Bank of Mobeetie	$731,000	3/31/2009
First Texas BHC, Inc.	$13,533,000	3/31/2009
First ULB Corp.	$4,900,000	3/31/2009
First United Corporation	$30,000,000	3/31/2009
First Western Financial, Inc.	$8,559,000	3/31/2009
Firstbank Corporation	$33,000,000	3/31/2009
FirstMerit Corporation	$125,000,000	3/31/2009
Flagstar Bancorp, Inc.	$266,657,000	3/31/2009
Florida Business BancGroup, Inc.	$9,495,000	3/31/2009
Flushing Financial Corporation	$70,000,000	3/31/2009
FNB Bancorp	$12,000,000	3/31/2009
FNB United Corp.	$51,500,000	3/31/2009
Fortune Financial Corporation	$3,100,000	3/31/2009
FPB Bancorp, Inc.	$5,800,000	3/31/2009
FPB Financial Corp.	$3,240,000	3/31/2009
Fresno First Bank	$1,968,000	3/31/2009
Fulton Financial Corporation	$376,500,000	3/31/2009
Georgia Commerce Bancshares, Inc.	$8,700,000	3/31/2009
Germantown Capital Corporation, Inc.	$4,967,000	3/31/2009
Goldwater Bank, N.A.	$2,568,000	3/31/2009
GrandSouth BanCorporation	$9,000,000	3/31/2009
Great Southern Bancorp	$58,000,000	3/31/2009
Green Bankshares, Inc.	$72,278,000	3/31/2009
Green Circle Investments, Inc.	$2,400,000	3/31/2009
Green City Bancshares, Inc.	$651,000	3/31/2009
Greer Bancshares Incorporated	$9,993,000	3/31/2009
Gregg Bancshares, Inc.	$825,000	3/31/2009
Guaranty Bancorp, Inc.	$6,920,000	3/31/2009
Guaranty Federal Bancshares, Inc.	$17,000,000	3/31/2009
Hamilton State Bancshares	$7,000,000	3/31/2009
Hampton Roads Bankshares, Inc.	$80,347,000	3/31/2009
Haviland Bancshares, Inc.	$425,000	3/31/2009
Hawthorn Bancshares, Inc.	$30,255,000	3/31/2009
HCSB Financial Corporation	$12,895,000	3/31/2009
Heartland Financial USA, Inc.	$81,698,000	3/31/2009
Heritage Commerce Corp.	$40,000,000	3/31/2009
Heritage Financial Corporation	$24,000,000	3/31/2009
Heritage Oaks Bancorp	$21,000,000	3/31/2009
HF Financial Corp.	$25,000,000	3/31/2009
Highlands Independent Bancshares, Inc.	$6,700,000	3/31/2009
Hilltop Community Bancorp, Inc.	$4,000,000	3/31/2009
HMN Financial, Inc.	$26,000,000	3/31/2009
Home Bancshares, Inc.	$50,000,000	3/31/2009
Hometown Bancorp of Alabama, Inc.	$3,250,000	3/31/2009
Hometown Bancshares, Inc.	$1,900,000	3/31/2009
HopFed Bancorp	$18,400,000	3/31/2009
Horizon Bancorp	$25,000,000	3/31/2009
Howard Bancorp, Inc.	$5,983,000	3/31/2009
Huntington Bancshares	$1,398,071,000	3/31/2009
Hyperion Bank	$1,552,000	3/31/2009
Iberiabank Corporation	$90,000,000	3/31/2009
IBT Bancorp, Inc.	$2,295,000	3/31/2009
IBW Financial Corporation	$6,000,000	3/31/2009
ICB Financial	$6,000,000	3/31/2009
Idaho Bancorp	$6,900,000	3/31/2009
Independence Bank	$1,065,000	3/31/2009
Independent Bank Corp.	$78,158,000	3/31/2009
Independent Bank Corporation	$72,000,000	3/31/2009
Indiana Community Bancorp	$21,500,000	3/31/2009
Integra Bank Corporation	$83,586,000	3/31/2009
Intermountain Community Bancorp	$27,000,000	3/31/2009
International Bancshares Corporation	$216,000,000	3/31/2009
Intervest Bancshares Corporation	$25,000,000	3/31/2009
JPMorgan Chase & Co.	$25,000,000,000	3/31/2009
Katahdin Bankshares Corp.	$10,449,000	3/31/2009
KeyCorp	$2,500,000,000	3/31/2009
Kirksville Bancorp, Inc.	$470,000	3/31/2009
Lafayette Bancorp, Inc.	$1,998,000	3/31/2009
Lakeland Bancorp, Inc.	$59,000,000	3/31/2009
Lakeland Financial Corporation	$56,044,000	3/31/2009
LCNB Corp.	$13,400,000	3/31/2009
Leader Bancorp, Inc.	$5,830,000	3/31/2009
Legacy Bancorp, Inc.	$5,498,000	3/31/2009
Liberty Bancshares, Inc.	$57,500,000	3/31/2009
Liberty Bancshares, Inc.	$21,900,000	3/31/2009
Liberty Financial Services, Inc.	$5,645,000	3/31/2009
Liberty Shares, Inc.	$17,280,000	3/31/2009
LNB Bancorp Inc.	$25,223,000	3/31/2009
Lone Star Bank	$3,072,000	3/31/2009
LSB Corporation	$15,000,000	3/31/2009
M&T Bank Corporation	$600,000,000	3/31/2009
Madison Financial Corporation	$3,370,000	3/31/2009
Magna Bank	$13,795,000	3/31/2009
MainSource Financial Group, Inc.	$57,000,000	3/31/2009
Manhattan Bancorp	$1,700,000	3/31/2009
Marine Bank & Trust Company	$3,000,000	3/31/2009
Market Bancorporation, Inc.	$2,060,000	3/31/2009
Marquette National Corporation	$35,500,000	3/31/2009
Marshall & Ilsley Corporation	$1,715,000,000	3/31/2009
Maryland Financial Bank	$1,700,000	3/31/2009
MB Financial Inc.	$196,000,000	3/31/2009
Medallion Bank	$11,800,000	3/31/2009
Mercantile Capital Corp.	$3,500,000	3/31/2009
Merchants and Planters Bancshares, Inc.	$1,881,000	3/31/2009
Meridian Bank	$6,200,000	3/31/2009
Metro City Bank	$7,700,000	3/31/2009
MetroCorp Bancshares, Inc.	$45,000,000	3/31/2009
Metropolitan Capital Bancorp, Inc.	$2,040,000	3/31/2009
Mid Penn Bancorp, Inc.	$10,000,000	3/31/2009
Mid-Wisconsin Financial Services, Inc.	$10,000,000	3/31/2009
Middleburg Financial Corporation	$22,000,000	3/31/2009
Midland States Bancorp, Inc.	$10,189,000	3/31/2009
MidSouth Bancorp, Inc.	$20,000,000	3/31/2009
Midtown Bank & Trust Company	$5,222,000	3/31/2009
Midwest Banc Holdings, Inc.	$84,784,000	3/31/2009
Midwest Regional Bancorp, Inc.	$700,000	3/31/2009
MidWestOne Financial Group, Inc.	$16,000,000	3/31/2009
Millennium Bancorp, Inc.	$7,260,000	3/31/2009
Mission Community Bancorp	$5,116,000	3/31/2009
Mission Valley Bancorp	$5,500,000	3/31/2009
Monadnock Bancorp, Inc.	$1,834,000	3/31/2009
Monarch Community Bancorp, Inc.	$6,785,000	3/31/2009
Monarch Financial Holdings, Inc.	$14,700,000	3/31/2009
Moneytree Corporation	$9,516,000	3/31/2009
Monument Bank	$4,734,000	3/31/2009
Morgan Stanley	$10,000,000,000	3/31/2009
Morrill Bancshares, Inc.	$13,000,000	3/31/2009
Moscow Bancshares, Inc.	$6,216,000	3/31/2009
MS Financial, Inc.	$7,723,000	3/31/2009
MutualFirst Financial, Inc.	$32,382,000	3/31/2009
Naples Bancorp, Inc.	$4,000,000	3/31/2009
Nara Bancorp, Inc.	$67,000,000	3/31/2009
National Bancshares, Inc.	$24,664,000	3/31/2009
National Penn Bancshares, Inc.	$150,000,000	3/31/2009
NCAL Bancorp	$10,000,000	3/31/2009
New Hampshire Thrift Bancshares, Inc.	$10,000,000	3/31/2009
New York Private Bank & Trust Corporation	$267,274,000	3/31/2009
NewBridge Bancorp	$52,372,000	3/31/2009
Nicolet Bankshares, Inc.	$14,964,000	3/31/2009
North Central Bancshares, Inc.	$10,200,000	3/31/2009
Northeast Bancorp	$4,227,000	3/31/2009
Northern States Financial Corporation	$17,211,000	3/31/2009
Northern Trust Corporation	$1,576,000,000	3/31/2009
Northway Financial, Inc.	$10,000,000	3/31/2009
Northwest Bancorporation, Inc.	$10,500,000	3/31/2009
Northwest Commercial Bank	$1,992,000	3/31/2009
Oak Ridge Financial Services, Inc.	$7,700,000	3/31/2009
Oak Valley Bancorp	$13,500,000	3/31/2009
OceanFirst Financial Corp.	$38,263,000	3/31/2009
Ojai Community Bank	$2,080,000	3/31/2009
Old Line Bancshares, Inc.	$7,000,000	3/31/2009
Old National Bancorp	$100,000,000	3/31/2009
Old Second Bancorp, Inc.	$73,000,000	3/31/2009
Omega Capital Corp.	$2,816,000	3/31/2009
OneUnited Bank	$12,063,000	3/31/2009
Pacific Capital Bancorp	$180,634,000	3/31/2009
Pacific City Financial Corporation	$16,200,000	3/31/2009
Pacific Coast Bankers’ Bancshares	$11,600,000	3/31/2009
Pacific Coast National Bancorp	$4,120,000	3/31/2009
Pacific Commerce Bank	$4,060,000	3/31/2009
Pacific International Bancorp	$6,500,000	3/31/2009
Park Bancorporation, Inc.	$23,200,000	3/31/2009
Park National Corporation	$100,000,000	3/31/2009
Parke Bancorp, Inc.	$16,288,000	3/31/2009
Parkvale Financial Corporation	$31,762,000	3/31/2009
Pascack Community Bank	$3,756,000	3/31/2009
Patapsco Bancorp, Inc.	$6,000,000	3/31/2009
Pathway Bancorp	$3,727,000	3/31/2009
Patriot Bancshares, Inc.	$26,038,000	3/31/2009
Patterson Bancshares, Inc.	$3,690,000	3/31/2009
Peapack-Gladstone Financial Corporation	$28,685,000	3/31/2009
Peninsula Bank Holding Co.	$6,000,000	3/31/2009
Penn Liberty Financial Corp.	$9,960,000	3/31/2009
Peoples Bancorp	$18,000,000	3/31/2009
Peoples Bancorp Inc.	$39,000,000	3/31/2009
Peoples Bancorp of North Carolina, Inc.	$25,054,000	3/31/2009
Peoples Bancshares of TN, Inc.	$3,900,000	3/31/2009
PeoplesSouth Bancshares, Inc.	$12,325,000	3/31/2009
PGB Holdings, Inc.	$3,000,000	3/31/2009
Pierce County Bancorp	$6,800,000	3/31/2009
Pinnacle Bank Holding Company, Inc.	$4,389,000	3/31/2009
Pinnacle Financial Partners, Inc.	$95,000,000	3/31/2009
Plains Capital Corporation	$87,631,000	3/31/2009
Plumas Bancorp	$11,949,000	3/31/2009
Popular, Inc.	$935,000,000	3/31/2009
Porter Bancorp Inc.	$35,000,000	3/31/2009
Prairie Star Bancshares, Inc.	$2,800,000	3/31/2009
Premier Bank Holding Company	$9,500,000	3/31/2009
Premier Service Bank	$4,000,000	3/31/2009
PremierWest Bancorp	$41,400,000	3/31/2009
Princeton National Bancorp, Inc.	$25,083,000	3/31/2009
Private Bancorporation, Inc.	$4,960,000	3/31/2009
PrivateBancorp, Inc.	$243,815,000	3/31/2009
Provident Bancshares Corp.	$151,500,000	3/31/2009
Provident Community Bancshares, Inc.	$9,266,000	3/31/2009
PSB Financial Corporation	$9,270,000	3/31/2009
Puget Sound Bank	$4,500,000	3/31/2009
Pulaski Financial Corp	$32,538,000	3/31/2009
QCR Holdings, Inc.	$38,237,000	3/31/2009
Redwood Capital Bancorp	$3,800,000	3/31/2009
Redwood Financial Inc.	$2,995,000	3/31/2009
Regent Bancorp, Inc.	$9,982,000	3/31/2009
Regent Capital Corporation	$2,655,000	3/31/2009
Regional Bankshares, Inc.	$1,500,000	3/31/2009
Regions Financial Corp.	$3,500,000,000	3/31/2009
Reliance Bancshares, Inc.	$40,000,000	3/31/2009
Ridgestone Financial Services, Inc.	$10,900,000	3/31/2009
Rising Sun Bancorp	$5,983,000	3/31/2009
Rogers Bancshares, Inc.	$25,000,000	3/31/2009
Royal Bancshares of Pennsylvania, Inc.	$30,407,000	3/31/2009
S&T Bancorp	$108,676,000	3/31/2009
Saigon National Bank	$1,549,000	3/31/2009
Salisbury Bancorp, Inc.	$8,816,000	3/31/2009
Sandy Spring Bancorp, Inc.	$83,094,000	3/31/2009
Santa Clara Valley Bank, N.A.	$2,900,000	3/31/2009
Santa Lucia Bancorp	$4,000,000	3/31/2009
SBT Bancorp, Inc.	$4,000,000	3/31/2009
SCBT Financial Corporation	$64,779,000	3/31/2009
Seacoast Banking Corporation	$50,000,000	3/31/2009
Seacoast Commerce Bank	$1,800,000	3/31/2009
Seaside National Bank & Trust	$5,677,000	3/31/2009
Security Bancshares of Pulaski County, Inc.	$2,152,000	3/31/2009
Security Business Bancorp	$5,803,000	3/31/2009
Security California Bancorp	$6,815,000	3/31/2009
Security Federal Corporation	$18,000,000	3/31/2009
Security State Bancshares, Inc.	$12,500,000	3/31/2009
Severn Bancorp, Inc.	$23,393,000	3/31/2009
Shore Bancshares, Inc.	$25,000,000	4/15/2009
Signature Bank	$120,000,000	3/31/2009
Somerset Hills Bancorp	$7,414,000	3/31/2009
Sonoma Valley Bancorp	$8,653,000	3/31/2009
Sound Banking Company	$3,070,000	3/31/2009
South Financial Group, Inc.	$347,000,000	3/31/2009
Southern Bancorp, Inc.	$11,000,000	3/31/2009
Southern Community Financial Corp.	$42,750,000	3/31/2009
Southern First Bancshares, Inc.	$17,299,000	3/31/2009
Southern Illinois Bancorp, Inc.	$5,000,000	3/31/2009
Southern Missouri Bancorp, Inc.	$9,550,000	3/31/2009
Southwest Bancorp, Inc.	$70,000,000	3/31/2009
Sovereign Bancshares, Inc.	$18,215,000	3/31/2009
Spirit BankCorp, Inc.	$30,000,000	3/31/2009
St. Johns Bancshares, Inc.	$3,000,000	3/31/2009
State Bancorp, Inc.	$36,842,000	3/31/2009
State Bankshares, Inc.	$50,000,000	3/31/2009
State Capital Corporation	$15,000,000	3/31/2009
State Street Corporation	$2,000,000,000	3/31/2009
StellarOne Corporation	$30,000,000	3/31/2009
Sterling Bancorp	$42,000,000	3/31/2009
Sterling Bancshares, Inc.	$125,198,000	3/31/2009
Sterling Financial Corporation	$303,000,000	3/31/2009
Stewardship Financial Corporation	$10,000,000	3/31/2009
Stockmens Financial Corporation	$15,568,000	3/31/2009
Stonebridge Financial Corp.	$10,973,000	3/31/2009
Summit State Bank	$8,500,000	3/31/2009
Sun Bancorp, Inc.	$89,310,000	4/8/2009
SunTrust Banks, Inc.	$3,500,000,000	3/31/2009
SunTrust Banks, Inc.	$1,350,000,000	3/31/2009
Superior Bancorp Inc.	$69,000,000	3/31/2009
Surrey Bancorp	$2,000,000	3/31/2009
Susquehanna Bancshares, Inc.	$300,000,000	3/31/2009
SV Financial, Inc.	$4,000,000	3/31/2009
SVB Financial Group	$235,000,000	3/31/2009
Synovus Financial Corp.	$967,870,000	3/31/2009
Syringa Bancorp	$8,000,000	3/31/2009
Taylor Capital Group	$104,823,000	3/31/2009
TCB Holding Company, Texas Community Bank	$11,730,000	3/31/2009
TCF Financial Corporation	$361,172,000	3/31/2009
TCNB Financial Corp.	$2,000,000	3/31/2009
Tennessee Commerce Bancorp, Inc.	$30,000,000	3/31/2009
Tennessee Valley Financial Holdings, Inc.	$3,000,000	3/31/2009
Texas Capital Bancshares, Inc.	$75,000,000	3/31/2009
Texas National BanCorporation	$3,981,000	3/31/2009
The Bancorp, Inc.	$45,220,000	3/31/2009
The Bank of Currituck	$4,021,000	3/31/2009
The Bank of Kentucky Financial Corporation	$34,000,000	3/31/2009
The Baraboo BanCorporation	$20,749,000	3/31/2009
The Connecticut Bank and Trust Company	$5,448,000	3/31/2009
The Elmira Savings Bank, FSB	$9,090,000	3/31/2009
The First Bancorp, Inc.	$25,000,000	3/31/2009
The First Bancshares, Inc.	$5,000,000	3/31/2009
The Freeport State Bank	$301,000	3/31/2009
The Goldman Sachs Group, Inc.	$10,000,000,000	3/31/2009
The Little Bank, Inc.	$7,500,000	3/31/2009
The PNC Financial Services Group Inc.	$7,579,200,000	3/31/2009
The Private Bank of California	$5,450,000	3/31/2009
The Queensborough Company	$12,000,000	3/31/2009
The Victory Bank	$541,000	3/31/2009
TIB Financial Corp.	$37,000,000	3/31/2009
Tidelands Bancshares, Inc.	$14,448,000	3/31/2009
Tifton Banking Company	$3,800,000	3/31/2009
Timberland Bancorp, Inc.	$16,641,000	3/31/2009
Titonka Bancshares, Inc.	$2,117,000	3/31/2009
Todd Bancshares, Inc.	$4,000,000	3/31/2009
TowneBank	$76,458,000	3/31/2009
Treaty Oak Bancorp, Inc.	$3,268,000	3/31/2009
Tri-County Financial Corporation	$15,540,000	3/31/2009
Tri-State Bank of Memphis	$2,795,000	3/31/2009
Triad Bancorp, Inc.	$3,700,000	3/31/2009
Trinity Capital Corporation	$35,539,000	3/31/2009
TriState Capital Holdings, Inc.	$23,000,000	3/31/2009
TriSummit Bank	$2,765,000	3/31/2009
Trustmark Corporation	$215,000,000	3/31/2009
U.S. Bancorp	$6,599,000,000	3/31/2009
UBT Bancshares, Inc.	$8,950,000	3/31/2009
UCBH Holdings, Inc.	$298,737,000	3/31/2009
Umpqua Holdings Corp.	$214,181,000	3/31/2009
Union Bankshares Corporation	$59,000,000	3/31/2009
United American Bank	$8,700,000	3/31/2009
United Bancorp, Inc.	$20,600,000	3/31/2009
United BanCorporation	$10,300,000	3/31/2009
United Community Banks, Inc.	$180,000,000	3/31/2009
United Financial Banking Companies, Inc.	$5,658,000	3/31/2009
Unity Bancorp, Inc.	$20,649,000	3/31/2009
US Metro Bank	$2,861,000	3/31/2009
Uwharrie Capital Corp	$10,000,000	3/31/2009
Valley Commerce Bancorp	$7,700,000	3/31/2009
Valley Community Bank	$5,500,000	3/31/2009
Valley Financial Corporation	$16,019,000	3/31/2009
Valley National Bancorp	$300,000,000	3/31/2009
Virginia Commerce Bancorp	$71,000,000	3/31/2009
VIST Financial Corp.	$25,000,000	3/31/2009
W.T.B. Financial Corporation	$110,000,000	3/31/2009
Wainwright Bank & Trust Company	$22,000,000	3/31/2009
Washington Banking Company/Whidbey Island Bank	$26,380,000	3/31/2009
Washington Federal Inc.	$200,000,000	3/31/2009
WashingtonFirst Bank	$6,633,000	3/31/2009
Webster Financial Corporation	$400,000,000	3/31/2009
Wells Fargo & Company	$25,000,000,000	3/31/2009
Wesbanco Bank Inc.	$75,000,000	3/31/2009
West Bancorporation, Inc.	$36,000,000	3/31/2009
Westamerica BanCorporation	$83,726,000	3/31/2009
Western Alliance BanCorporation	$140,000,000	3/31/2009
Western Community Bancshares, Inc.	$7,290,000	3/31/2009
Western Illinois Bancshares Inc.	$6,855,000	3/31/2009
White River Bancshares Company	$16,800,000	3/31/2009
Whitney Holding Corporation	$300,000,000	3/31/2009
Wilmington Trust Corporation	$330,000,000	3/31/2009
Wilshire Bancorp, Inc.	$62,158,000	3/31/2009
Wintrust Financial Corporation	$250,000,000	3/31/2009
WSFS Financial Corporation	$52,625,000	3/31/2009
Yadkin Valley Financial Corporation	$36,000,000	3/31/2009
Zions BanCorporation	$1,400,000,000	3/31/2009
Total: $198,888,248,000 Firms Participating: 555