LIES AND LIES ABOUT OBAMACARE HAS COME HOME TO ROOST AND THE VOTERS ARE ANGRY ABOUT ALL THE LIES THAT ARE NOW BEING EXPOSED

Six months ago, President Obama, Senate Majority Leader Harry Reid and House Speaker Nancy Pelosi rammed Obamacare down the throats of an unwilling American public. Half a year removed from the unprecedented legislative chicanery and backroom dealing that characterized the bill's passage, we know much more about the bill than we did then. A few of the revelations:

» Obamacare won't decrease health care costs for the government. According to Medicare's actuary, it will increase costs. The same is likely to happen for privately funded health care.

» As written, Obamacare covers elective abortions, contrary to Obama's promise that it wouldn't. This means that tax dollars will be used to pay for a procedure millions of Americans across the political spectrum view as immoral. Supposedly, the Department of Health and Human Services will bar abortion coverage with new regulations but these will likely be tied up for years in litigation, and in the end may not survive the court challenge.

» Obamacare won't allow employees or most small businesses to keep the coverage they have and like. By Obama's estimates, as many as 69 percent of employees, 80 percent of small businesses, and 64 percent of large businesses will be forced to change coverage, probably to more expensive plans.

» Obamacare will increase insurance premiums -- in some places, it already has. Insurers, suddenly forced to cover clients' children until age 26, have little choice but to raise premiums, and they attribute to Obamacare's mandates a 1 to 9 percent increase. Obama's only method of preventing massive rate increases so far has been to threaten insurers.

» Obamacare will force seasonal employers -- especially the ski and amusement park industries -- to pay huge fines, cut hours, or lay off employees.

» Obamacare forces states to guarantee not only payment but also treatment for indigent Medicaid patients. With many doctors now refusing to take Medicaid (because they lose money doing so), cash-strapped states could be sued and ordered to increase reimbursement rates beyond their means.

» Obamacare imposes a huge nonmedical tax compliance burden on small business. It will require them to mail IRS 1099 tax forms to every vendor from whom they make purchases of more than $600 in a year, with duplicate forms going to the Internal Revenue Service. Like so much else in the 2,500-page bill, our senators and representatives were apparently unaware of this when they passed the measure.

» Obamacare allows the IRS to confiscate part or all of your tax refund if you do not purchase a qualified insurance plan. The bill funds 16,000 new IRS agents to make sure Americans stay in line.

If you wonder why so many American voters are angry, and no longer give Obama the benefit of the doubt on a variety of issues, you need look no further than Obamacare, whose birthday gift to America might just be a GOP congressional majority.

ABOVE IS FROM THE WASHINGTON EXAMINER

Read more at the Washington Examiner: http://www.washingtonexaminer.com/opinion

HEALTH CARE CRISIS SOLUTION TO HIGH COSTS: ALLOW SALES OF INSURANCE POLICIES ACROSS STATE LINES TO LOWER COSTS! DUH, THAT'S CALLED COMPETITION

Imagine if you had to buy your supermarket items from one or two markets, the really big ones. Everyone else only had a store that sold apples or just bananas.

Well that is what we have now in health care thanks to our, you guessed it, government regulations!

No health insurer can compete selling its policies across state lines. so what happens is that a large insurer can dominate a state and not really allow competition to come in. Competitors are not going to start up a company with one or two or three policyholders!

Do you see? No competition dares to start, since it can not start from scratch with several policies and offer coverages.

If the companies can operate across state lines, the risk is immediately transferred across all its policies and the companies would instantly compete and rates would drop like a rock!

Simple, and no need for government help as rates would become more affordable due to competition!

Does nobody in Washington see that?

Study: Health Insurance Sales Across State Lines Would Reduce Uninsured
By Whitney Blair Wyckoff,

A study evaluating different scenarios that would allow people to purchase health insurance across state lines found that 12 million previously uninsured people would be able to get insurance if there were competition between states.

The study was presented during an American Enterprise Institute panel discussion on interstate competition for individual insurance as a way to increase access to the uninsured.

In the study, Stephen Parente and Roger Feldman, both health economists with the University of Minnesota, researched whether competition existed only within the five largest states, in all 50 states or within four geographic regions. They used data from the 2005 Medical Expenditure Panel Survey to assign people to states based on race, gender, income and age. They then ran simulations to figure out which scenario would provide the most coverage for individuals.

Because Alabama has the least number of regulations, consumers would decide to switch their policies to companies in Alabama, they said. However, they also said that competition among the states in the four regions would allow more than 11 million people to be insured, and it might be easier for populations to swallow if they know the insurance company they are using is closer to home.

State-specific mandates for programs like community rating or guaranteed issue can cause insurance premiums to increase drastically, they said.

Karen L. Pollitz, project director for the Georgetown University Institute for Health Care Research and Policy, said the study’s numbers are misleading. Just because more people would be carrying insurance cards in their pockets wouldn’t mean that they have adequate insurance, she said.

“It’s like saying a roller skate is cheaper than a car,” Pollitz said. “Good health insurance that will take care of you when you’re sick is expensive because health care is expensive.”

She added, “The regulations require that the insurance be meaningful.”

While Aparna Mathur, a research fellow at AEI, commended the pair for starting a discussion in an area where there is little literature, she questioned some of their methodology. In particular, important variables like health status, tobacco use and occupation weren’t factored into the demographic distributions, Mathur said during the July 31 session at AEI.

She also questioned whether high-risk people would be able to purchase cheaper policies in states without community rating or guaranteed issue laws. And Mathur said the information used to determined estimates of how much state regulations impact premiums of the study was not comparable.

Jay Webber, a Republican in the New Jersey state legislature, said because his state has one of the highest numbers of insurance mandates in the country, it is also one of the most expensive states in which to obtain insurance.

“We’re seeing a real affordability crisis in New Jersey,” Webber said, adding that the uninsurance rate is skyrocketing.

He said the state is getting “crunched,” and more businesses every year stop providing their employees with insurance because of the high costs.

“I think New Jersey could be a real battle ground for the issue of health care choice,” Webber said.

• Study Summary
Source: CQ HealthBeat News